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10 cards ranked

Best credit card to use at Vrbo.

TravelHotels

Vrbo is the second-largest U.S. vacation-rental marketplace after Airbnb, owned by Expedia Group. Bookings code as travel on every card we track and as hotels on a few. Unlike Airbnb, Vrbo focuses exclusively on whole-home rentals (no shared spaces). Vrbo bookings count for the Sapphire Reserve and Venture X travel-credit categories. Booking through a card's travel portal earns the portal multiplier but typically loses Vrbo Boost host-program perks.

  1. #1
    Chase
    4x points on hotels
    Hotels booked directly
    5.0%4x points
  2. #2
    Citi Custom Cashif it’s your top category
    Citi
    5% on travel if it's your top eligible spend category that cycle (up to $500/month, then 1%)
    Automatically on your top eligible spend category each billing cycle
    5%
  3. #3
    Wells Fargo
    5x points on hotels
    5.0%5x points
  4. #4
    U.S. Bank
    4x points on travel
    Also gas stations and EV charging, up to $1,000/quarter
    4.0%4x points
  5. #5
    American Express
    3x points on travel
    3.6%3x points
  6. #6
    American Express
    3x points on hotels
    Direct hotel purchases
    3.3%3x points
  7. #7
    Lead Bank
    3x points on hotels
    Hotels (also earns on private charters and luxury car rentals)
    3.0%3x points
  8. #8
    Bilt
    2x points on travel
    3.0%2x points
  9. #9
    Bilt
    2x points on travel
    3.0%2x points
  10. #10
    Citi
    3x points on hotels
    On hotels booked directly
    3.0%3x points