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14 cards ranked

Best credit card to use at LL Flooring.

Home ImprovementOnline Shopping

LL Flooring, formerly known as Lumber Liquidators, is a flooring specialty retailer with over 400 U.S. stores selling hardwood, bamboo, vinyl plank, laminate, and tile flooring along with installation supplies. The chain typically codes as home improvement on most credit card networks, which makes it eligible for cards that carry a home improvement bonus category.

Picks without a tag earn at LL Flooring both in-store and online. Watch for theOnline onlytag — those bonuses only apply on llflooring.com.

  1. #1
    Wells Fargo Choice Privileges Select Mastercard
    Wells Fargo
    5x points on home improvement
    3.5%5x points
  2. #2
    Blue Cash EverydayOnline only
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  3. #3
    Wells Fargo Choice Privileges Mastercard
    Wells Fargo
    3x points on home improvement
    2.1%3x points
  4. #4
    Robinhood Gold
    Robinhood
    3% flat-rate cashback
    3%
  5. #5
    Blue Business Cash from American Express
    American Express
    2% flat-rate cashback
    2%
  6. #6
    Citi Double Cash
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  7. #7
    Coinbase One
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  8. #8
    Fidelity Rewards Visa Signature
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  9. #9
    Graphite Business Cash Unlimited
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  10. #10
    Navy Federal cashRewards Plus
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  11. #11
    PNC Cash Unlimited
    PNC
    2% flat-rate cashback
    2%
  12. #12
    Smartly Visa Signature
    U.S. Bank
    2% flat-rate cashback
    2%
  13. #13
    Wells Fargo Active Cash
    Wells Fargo
    2% flat-rate cashback
    2%
  14. #14
    Wells Fargo Signify Business Cash
    Wells Fargo
    2% flat-rate cashback
    2%

Cards like the U.S. Bank Cash+ and Bank of America Customized Cash can route LL Flooring purchases into a selectable bonus, while the Chase Freedom Flex sometimes features home improvement in its 5 percent rotating quarters. Whole-house flooring projects are large enough to clear most credit card signup bonus minimums in a single transaction.

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Last updated June 30, 2026

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