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20 cards ranked

Best credit card to use at Denon.

Online ShoppingElectronics Stores

Denon is the Japanese audio stalwart behind the AVR-X receiver line that anchors countless home theaters, plus the HEOS wireless ecosystem and a respected turntable and headphone catalog. Direct orders from denon.com — including refurbished receivers with full warranties — code as online electronics retail.

Picks without a tag earn at Denon both in-store and online. Watch for theOnline onlytag — those bonuses only apply on denon.com.

  1. #1
    U.S. Bank
    5% on electronics stores if you select it as a bonus category (up to $2,000/quarter, then 1%)
    Choose 2 categories each quarter, up to $2,000 combined
    5%
  2. #2
    American Express Business Goldif it’s your top category
    American Express
    4x points on electronics stores if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)
    Automatically on your top 2 spending categories each billing cycle from 6 eligible (U.S. advertising, U.S. electronic goods retailers and software/cloud providers, U.S. restaurants, U.S. gas stations, transit, U.S. wireless telephone service), combined cap. Flights earn 3x via AmexTravel.com.
    4.8%4x points
  3. #3
    Bank of America Cash Rewards SecuredOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  4. #4
    Bank of America Customized Cash RewardsOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  5. #5
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  6. #6
    Robinhood
    3% flat-rate cashback
    3%
  7. #7
    American Express
    4x points on online shopping
    Eligible U.S. online retail purchases
    2.0%4x points
  8. #8
    American Express
    2% flat-rate cashback
    2%
  9. #9
    Capital One
    2% flat-rate cashback
    2%
  10. #10
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  11. #11
    First Electronic Bank
    2% flat-rate cashback
    Tiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.
    2%
  12. #12
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  13. #13
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  14. #14
    Chase
    2% flat-rate cashback
    2.5% on purchases of $5,000 or more per transaction
    2%
  15. #15
    WebBank
    2% flat-rate cashback
    2%
  16. #16
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  17. #17
    PNC
    2% flat-rate cashback
    2%
  18. #18
    U.S. Bank
    2% flat-rate cashback
    2%
  19. #19
    Wells Fargo
    2% flat-rate cashback
    2%
  20. #20
    Wells Fargo
    2% flat-rate cashback
    2%

Receiver upgrades are chunky spend, so aim a category at them: U.S. Bank Cash+ set to electronics stores can return 5 percent where the merchant classifies as electronics, Bank of America Customized Cash set to online shopping is the steady 3 percent, and flat 2 percent cards cover the impulse subwoofer.

Last updated August 5, 2026