15 cards ranked
Best credit card to use at Beautyrest.
Furniture StoresHome ImprovementOnline Shopping
Beautyrest is a longstanding mattress brand under Serta Simmons Bedding, known for pocketed-coil innerspring designs and, more recently, cooling and hybrid mattress lines sold online and through furniture and mattress retailers nationwide. It's one of the oldest mattress brands in the U.S. market, with roots dating back over a century. There's no Beautyrest co-brand credit card, so a furniture store bonus category card is the strongest fit for a mattress purchase, with a general online shopping or flat-rate cashback card as the alternative when buying direct from beautyrest.com.
Picks without a tag earn at Beautyrest both in-store and online. Watch for theOnline onlytag — those bonuses only apply on beautyrest.com.
- #1US Bank Cash+ Visa Signatureif you select itU.S. Bank5% on furniture stores if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #23.5%5x points
- #3Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #42.1%3x points
- #53%
- #62%
- #72%
- #8First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #9Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #10American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #11Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
- #122%
- #132%
- #142%
- #152%
Last updated July 9, 2026