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Best Travel Credit Cards

The top travel credit cards ranked by rewards, travel perks, and overall value — from premium to no-annual-fee options.

The best travel credit cards offer a blend of generous rewards and valuable travel benefits that enhance your adventures. Our rankings focus on factors such as signup bonuses, ongoing rewards, annual fees, and redemption flexibility to help you choose the right card for your travel needs.

Updated · August 23, 2026·14 cards
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Consensus ranking, combined Borda-count vote of 3 models.

1Chase Sapphire PreferredBest OverallModels · #1–#2
Chase Sapphire Preferred
Chase$95 / yrPoints

Earn 75,000 points (~$938 est. value) after $5,000 in 3 months

5x travel_portal3x dining3x gas

Earn 75,000 points after spending $5,000 in the first 3 months. Enjoy 5 points per dollar on all Chase Travel purchases and 3 points on dining and gas.

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2Chase Sapphire ReserveBest PremiumModels · #1–#6
Chase Sapphire Reserve
Chase$795 / yrPoints

Earn 100,000 points (~$1,250 est. value) after $6,000 in 3 months

8x travel_portal4x hotels4x airlines

Receive 100,000 points after spending $6,000 in the first 3 months. Earn 8 points per dollar on travel booked through the Chase Travel portal and 3 points on dining.

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3Capital One Venture X RewardsBest ValueModels · #2–#42
Capital One Venture X Rewards
Capital One$395 / yrMiles

Earn 75,000 miles (~$750 est. value) after $4,000 in 3 months

10x hotels_car_portal5x flights_portal5x entertainment_portal

Get 75,000 miles after spending $4,000 in the first 3 months. Earn 10 points per dollar on hotels booked through the Capital One portal and 5 points on flights.

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4Citi Strata PremierModels · #2–#61
Citi Strata Premier
Citi$95 / yrPoints

Earn 60,000 points (~$600 est. value) after $4,000 in 3 months

10x hotels_car_portal3x airlines3x hotels

Earn 60,000 points after spending $4,000 in the first 3 months. Enjoy 10 points per dollar on hotels and car rentals booked through Citi Travel.

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5American Express GoldAll models · #51
American Express Gold
American Express$325 / yrPoints

Earn 100,000 points (~$1,200 est. value) after $8,000 in 6 months

4x dining4x groceries3x airlines

Get 100,000 points after spending $8,000 in the first 6 months. Earn 4 points per dollar on dining and groceries, up to $50,000 annually.

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6Citi Strata EliteModels · #3–#82
Citi Strata Elite
Citi$595 / yrPoints

Earn 75,000 points (~$750 est. value) after $6,000 in 3 months

12x hotels_car_portal6x flights_portal3x dining

Earn 75,000 points after spending $6,000 in the first 3 months. Enjoy 12 points per dollar on hotels and car rentals booked through Citi Travel.

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7Wells Fargo AutographBest No-FeeModels · #4–#83
Wells Fargo Autograph
Wells Fargo$0 / yrPoints

Earn 20,000 points (~$200 est. value) after $1,000 in 3 months

3x dining3x travel3x gas

Receive 20,000 points after spending $1,000 in the first 3 months. Earn 3 points per dollar on dining, travel, gas, and more, with no annual fee.

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8Capital One Venture RewardsModels · #7–#81
Capital One Venture Rewards
Capital One$95 / yrMiles

Earn 75,000 miles (~$750 est. value) after $4,000 in 3 months

5x hotels_car_portal5x entertainment_portal2x everything_else

Get 75,000 miles after spending $4,000 in the first 3 months. Earn 5 points per dollar on hotels booked through the Capital One portal.

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9US Bank Altitude Go Visa SignatureBest for BeginnersModels · #9–#10
US Bank Altitude Go Visa Signature
U.S. Bank$0 / yrPoints

Earn 20,000 points (~$200 est. value) after $1,000 in 3 months

4x dining2x groceries2x gas

Earn 20,000 points after spending $1,000 in the first 3 months. Enjoy 4 points per dollar on dining, up to $2,000 quarterly.

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10Atmos Rewards AscentModels · #10–#11
Atmos Rewards Ascent
Bank of America$95 / yrPoints

Earn 70,000 points (~$700 est. value) after $2,500 in 3 months

3x airlines2x gas2x ev_charging

Receive 70,000 points after spending $2,500 in the first 3 months. Earn 3 points per dollar on Alaska and Hawaiian Airlines purchases.

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11Bank of America Travel RewardsBest No-FeeModels · #9–#141
Bank of America Travel Rewards
Bank of America$0 / yrPoints

Earn 25,000 points (~$250 est. value) after $1,000 in 3 months

1.5x everything_else

Get 25,000 points after spending $1,000 in the first 3 months. Earn 1.5 points per dollar on all purchases, with no annual fee.

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12Atmos Rewards SummitModels · #11–#121
Atmos Rewards Summit
Bank of America$395 / yrPoints

Earn 80,000 points (~$800 est. value) after $4,000 in 3 months

3x airlines3x dining3x foreign_transactions

Earn 80,000 points after spending $4,000 in the first 3 months. Earn 3 points per dollar on Alaska and Hawaiian Airlines purchases.

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13World of Hyatt BusinessModels · #12–#13
World of Hyatt Business
Chase$199 / yrPoints

Earn 70,000 points (~$1,400 est. value) after $7,000 in 3 months

4x hotels2x top_category2x gyms_fitness

Receive 70,000 points after spending $7,000 in the first 3 months. Earn 4 points per dollar at Hyatt hotels, plus 2 points in your top three categories.

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14Bilt PalladiumModels · #13–#14
Bilt Palladium
Bilt$495 / yrPoints

Earn 50,000 points (~$500 est. value) after $4,000 in 3 months

4x hotels_portal3x flights_portal4x transit

Get 50,000 points after spending $4,000 in the first 3 months. Earn 4 points per dollar on hotels and 3 points on flights booked through Bilt Travel.

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