01 · overview
Capital One Venture Rewards
by Capital OneMiles
75,000 miles welcome · 5x on hotels & car rentals (via portal) · $95/yr
Annual fee
$95
Per year
Sign up bonus
75K mi
After $4,000 in 3 mo · ≈ $750
Credits
$24
1 credit
Median FICO
770
Approved
Median income
$60,000
Approved
Welcome bonus
75K mi
After $4,000 in 3 mo · ≈ $750
Plus $250 travel credit in first cardholder year
Apply nowApply with referral02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
Hotels & Car Rentals (via Portal) | 5x |
Everything Else | 2x |
Estimated value: 1.0¢/mile
Statement credits
| Credit | Value |
|---|---|
Global Entry / TSA PreCheck Credit Up to $120 statement credit for Global Entry or TSA PreCheck application fee | $120 every 5 yr |
| Total annual value | $24 |
03 · approval odds
Approval odds
Limited data — n = 3. Charts appear once we have 5+ data points. Submit yours to help. Log in to submit →
05 · reading
Further reading
By
Title
Read
CreditOdds
Capital One's Auto-Decline Rules and Bucket System: Why You Keep Getting Denied (And How to Get Out)May 28, 2026
12 min
CreditOdds
What Income to Put on a Credit Card Application: The Rules, the Math, and What Actually CountsMay 21, 2026
12 min
CreditOdds
Pre-Approval vs Pre-Qualification: Which Tools Actually Predict Credit Card ApprovalMay 18, 2026
11 min
CreditOdds
Why You Got Denied: The Real Reasons Banks Decline You and How to Win on the Reconsideration LineMay 14, 2026
12 min
CreditOdds
Hard Inquiries Explained: How Much They Hurt, How Long They Last, and the Real Recovery TimelineMay 11, 2026
12 min