Bank of America Travel Rewards

This is the no-fee, no-fuss option in Bank of America's travel lineup: 1.5 points per dollar on everything, no annual fee, and no foreign transaction fees, which is why it carries our Best No-Fee for Travelers badge at number 12 on the best travel cards list. The 25,000-point opening bonus after $1,000 of spending in the first three months redeems for a $250 statement credit toward travel and dining, a strong return for a card that costs nothing to hold. It also brings 15 months of 0% intro APR on purchases and balance transfers, so it can double as short-term financing. What it lacks is any bonus category at all: every purchase earns the same 1.5x, so a card with real multipliers will out-earn it on dining, groceries, or travel. Think of it as the clean card you hand over overseas rather than the centerpiece of a points strategy.