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01 · overview

Bank of America Travel Rewards

25,000 points welcome · 1.5x on everything else · $0 annual fee

Bank of America Travel Rewards
Annual fee
$0
No fee
Sign up bonus
25K pts
After $1,000 in 3 mo
Credits
—
No tracked credits
Median FICO
—
Approved
Median income
—
Approved
Our take

The Bank of America Travel Rewards keeps things simple: a flat 1.5 points per dollar on every purchase with no annual fee and no foreign transaction fees, which makes it an easy card to carry abroad. New cardholders get 25,000 points after $1,000 in spend within three months, redeemable for a $250 statement credit toward travel and dining, plus 15 months of 0% intro APR on purchases and balance transfers. It appears on our Best Travel Credit Cards list as a no-fee option. The catch is that 1.5 points per dollar is a modest ceiling with no bonus categories for travel or dining, so frequent travelers will earn more elsewhere. Think of it as a low-maintenance travel card for occasional trips rather than a points-maximizing tool.

Welcome bonus
25K pts
After $1,000 in 3 mo
Redeemable for $250 statement credit toward travel and dining purchases
Apply now
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Everything Else
1.5x
Credits & rebates
No credits or rebates tracked.
03 · card details

Card details

Regular APR
17.49%–27.49% variable
Intro APR on purchases
0% for 15 months
Intro APR on balance transfers
0% for 15 months
Foreign transaction fee
None
04 · approval odds

Approval odds

n = 1 · 1 denied
Limited data — n = 1. Charts appear once we have 5+ data points. Submit yours to help. Log in to submit →
05 · product changes

Product changes

Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.

06 · news

In the news

07 · reading

Further reading