20 cards ranked
Best credit card to use at Valero.
Gas
Valero is a Texas-based independent refiner with roughly 7,000 branded gas stations across the U.S., Canada, and the UK, concentrated heavily in the South and West. Fuel at Valero pumps codes as gas, so any gas category rewards card will earn its multiplier. Valero runs the Valero Rewards loyalty app with per-gallon discounts and in-store deals, and the chain partners with Hy-Vee Fuel Saver in some markets, so Hy-Vee shoppers can stack grocery loyalty rewards with a gas-category card at Valero pumps.
- #1Comenity Capital Bank5% on gas (up to $7,000/year, then 1%)Includes EV-charging stations; $350/year cash back cap on the 5% category combined; 1% thereafter5%
- #2Chase Freedom Flexthis quarterChase5% on gas this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Q3 2026: gas stations and EV charging, public transit, select live entertainment, and donations to United Way5%
- #3Citi5% on gas5% at Costco gas stations. 4% on other eligible gas and EV charging worldwide, first $7,000/year combined.5%
- #4Discover it Cash Backthis quarterDiscover5% on gas this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #5Discover it for Studentsthis quarterDiscover5% on gas this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #6NHL Discover itthis quarterDiscover5% on gas this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #75%
- #85.0%5x points
- #9American Express Business Goldif it’s your top categoryAmerican Express4x points on gas if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)Automatically on your top 2 spending categories each billing cycle from 6 eligible (airfare, U.S. advertising, U.S. gas, U.S. restaurants, U.S. computer/cloud, transit) — combined cap4.8%4x points
- #10Citi4% on gasOn eligible gas and EV charging worldwide, first $7,000/year combined4%
- #114%
- #12PNC4% on gas (up to $8,000/year, then 1%)$8,000 combined annual cap with dining and groceries; 1% thereafter4%
- #13U.S. Bank4x points on gas (up to $1,000/quarter, then 1%)Includes EV charging stations4.0%4x points
- #143.8%3x points
- #153.6%3x points
- #163.5%5x points
- #17Comenity Capital Bank3% on gas (up to $16,666/year, then 1%)Includes EV-charging stations; combined $500/year cash back cap with groceries and wholesale clubs; 1% thereafter3%
- #183.0%3x points
- #193%
- #203%
Last updated June 30, 2026