Best credit card to use at Tempur-Pedic.
Tempur-Pedic is the flagship memory-foam mattress brand of Tempur Sealy International, the same parent behind Stearns & Foster and Sealy, selling its TEMPUR-material mattresses, pillows, and bedding direct at tempurpedic.com and through mattress specialists, furniture stores, and department retailers. There is no Tempur-Pedic co-brand credit card. Because a mattress is an infrequent, high-dollar purchase, shoppers usually come out ahead with a furniture or home-goods category card, a card that pays a bonus on online shopping, or simply a flat-rate cashback card for the one big charge. Tempur-Pedic bought at a department store or mattress chain can instead earn under that retailer's own category rate.
Picks without a tag earn at Tempur-Pedic both in-store and online. Watch for theOnline onlytag — those bonuses only apply on tempurpedic.com.
- #1US Bank Cash+ Visa Signatureif you select itU.S. Bank5% on furniture stores if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #2Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #33%
- #42%
- #52%
- #6First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #7Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #8American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #9Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
- #102%
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- #122%
- #132%
Last updated July 10, 2026