20 cards ranked
Best credit card to use at Shoe Carnival.
Department StoreOnline Shopping
Shoe Carnival is a value-oriented family footwear chain with about 380 stores concentrated in the Midwest, South, and Southeast plus shoecarnival.com. The retailer recently acquired Rogan's Shoes and now also operates Shoe Station. The Shoe Perks loyalty program is free and offers points and birthday bonuses that stack with credit card rewards. Most cards code purchases as department store in person and online shopping for web checkouts.
Picks without a tag earn at Shoe Carnival both in-store and online. Watch for theOnline onlytag — those bonuses only apply on shoecarnival.com.
- #1US Bank Cash+ Visa Signatureif you select itU.S. Bank5% on department stores if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #2Bank of America3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #3Bank of America3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #4Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #53%
- #6Hilton Honors American Express SurpassOnline onlyAmerican Express4x points on online shoppingEligible U.S. online retail purchases2.0%4x points
- #72%
- #82%
- #92%
- #10First Electronic Bank2% flat-rate cashbackTiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.2%
- #11Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #12American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #132%
- #142%
- #15Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
- #16PenFed Credit Union2% flat-rate cashback2% with PenFed Honors Advantage (current or former military, or a PenFed Access America checking account); 1.5% otherwise2%
- #172%
- #182%
- #19TD Bank2% flat-rate cashbackEarns 2 points per dollar; 1 point is worth 1 cent, with a 2,500 point minimum to redeem as a statement credit or a deposit to a TD checking or savings account2%
- #202%
Last updated August 10, 2026