Best credit card to use at Bloomingdale's.
Bloomingdale's is a luxury-leaning department store with about 30 full-line locations in the U.S., plus the higher-end Bloomingdale's by Bloomingdale's outlet stores. Most shoppers are paying full price on apparel, beauty, and home goods, so the cashback rate on your card matters more here than at a discount retailer.
Picks without a tag earn at Bloomingdale's both in-store and online. Watch for theOnline onlytag — those bonuses only apply on bloomingdales.com.
- #1U.S. Bank Cash+ Visa Signatureif you select itU.S. Bank5% on department stores if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #2Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #3Hilton Honors American Express SurpassOnline onlyAmerican Express4x points on online shoppingU.S. online retail purchases2.0%4x points
- #43%
- #52%
- #62%
- #7First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #8Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #9American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #102%
Bloomingdale's accepts all four major networks (Visa, Mastercard, Amex, Discover) and Apple Pay in stores. There is a co-branded Bloomingdale's American Express that earns Loyallist points, but most general-purpose cards will pay you better in cashback unless you spend several thousand dollars a year at Bloomingdale's specifically.