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10 cards ranked

Best credit card to use at Pottery Barn.

Online ShoppingHome Improvement

Pottery Barn is a U.S. home furnishings retailer with about 200 stores, owned by Williams-Sonoma Inc. (also West Elm, Pottery Barn Kids). Stores code as furniture/home improvement; potterybarn.com codes as online shopping. The Key Rewards loyalty program is free, spans all Williams-Sonoma sister brands, and earns 2% in Key Rewards points; pairing it with the Key Rewards co-branded Mastercard adds an additional 5% on Williams-Sonoma family purchases.

Picks without a tag earn at Pottery Barn both in-store and online. Watch for theOnline onlytag — those bonuses only apply on potterybarn.com.

  1. #1
    Citi Custom Cashif it’s your top category
    Citi
    5% on home improvement if it's your top eligible spend category that cycle (up to $500/month, then 1%)
    Automatically on your top eligible spend category each billing cycle
    5%
  2. #2
    Discover
    5% on home improvement this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  3. #3
    Discover
    5% on home improvement this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  4. #4
    NHL Discover itthis quarter
    Discover
    5% on home improvement this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  5. #5
    U.S. Bank Cash+ Visa SignatureOnline onlyif you select it
    U.S. Bank
    5% on online shopping if you select it as a bonus category (up to $2,000/quarter, then 1%)
    Choose 2 categories each quarter, up to $2,000 combined
    5%
  6. #6
    Wells Fargo
    5x points on home improvement
    5.0%5x points
  7. #7
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  8. #8
    Wells Fargo
    3x points on home improvement
    3.0%3x points
  9. #9
    American Express
    4x points on online shopping
    U.S. online retail purchases
    2.0%4x points
  10. #10
    Robinhood
    3% flat-rate cashback
    3%