18 cards ranked
Best credit card to use at Nordstrom.
Department StoreOnline Shopping
Nordstrom is a higher-end department store with about 100 full-line stores and a much larger Nordstrom Rack outlet network. Pricing skews full-retail at the flagship locations and steeply discounted at Rack, so the right card depends partly on which channel you're shopping. Both code as department stores at the register and online shopping on nordstrom.com / nordstromrack.com. Nordstrom's own Nordy Club rewards layer in on top of card cashback.
Picks without a tag earn at Nordstrom both in-store and online. Watch for theOnline onlytag — those bonuses only apply on nordstrom.com.
- #1US Bank Cash+ Visa Signatureif you select itU.S. Bank5% on department stores if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #2Bank of America3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #3Bank of America3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #4Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #53%
- #6Hilton Honors American Express SurpassOnline onlyAmerican Express4x points on online shoppingEligible U.S. online retail purchases2.0%4x points
- #72%
- #82%
- #9First Electronic Bank2% flat-rate cashbackTiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.2%
- #10Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #11American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #122%
- #132%
- #14Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
- #152%
- #162%
- #172%
- #182%
Last updated July 28, 2026