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13 cards ranked

Best credit card to use at Nautica.

Online ShoppingSelect ClothingDepartment Store

Nautica is an American apparel brand built around a nautical, preppy aesthetic, selling men's, women's, and kids' clothing along with accessories and home goods, and it's licensed and operated today under Authentic Brands Group. Nautica products show up both at its own stores and site and widely across department stores like Macy's and Kohl's. There's no Nautica-branded credit card, so shoppers should reach for a department-store rewards card when buying in-store, or a select-clothing or general online-shopping card for purchases made directly at nautica.com.

Picks without a tag earn at Nautica both in-store and online. Watch for theOnline onlytag — those bonuses only apply on nautica.com.

  1. #1
    U.S. Bank
    5% on select clothing if you select it as a bonus category (up to $2,000/quarter, then 1%)
    Choose 2 categories each quarter, up to $2,000 combined
    5%
  2. #2
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  3. #3
    Robinhood
    3% flat-rate cashback
    3%
  4. #4
    American Express
    2% flat-rate cashback
    2%
  5. #5
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  6. #6
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  7. #7
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  8. #8
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  9. #9
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  10. #10
    PNC
    2% flat-rate cashback
    2%
  11. #11
    U.S. Bank
    2% flat-rate cashback
    2%
  12. #12
    Wells Fargo
    2% flat-rate cashback
    2%
  13. #13
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated July 9, 2026