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13 cards ranked

Best credit card to use at Lucky Brand.

Online ShoppingSelect ClothingDepartment Store

Lucky Brand is a California-born denim and casual apparel label known for its vintage-inspired jeans, along with tees, jackets, and accessories. The brand sells through its own stores and site as well as inside major department stores like Macy's and Dillard's, so purchases can land in either the online-shopping or department-store bucket depending on where you check out. There is no Lucky Brand co-brand credit card, so shoppers are better served leaning on a card that rewards online retail or department-store spending, or a general flat-rate cashback card for everyday simplicity.

Picks without a tag earn at Lucky Brand both in-store and online. Watch for theOnline onlytag — those bonuses only apply on luckybrand.com.

  1. #1
    U.S. Bank
    5% on select clothing if you select it as a bonus category (up to $2,000/quarter, then 1%)
    Choose 2 categories each quarter, up to $2,000 combined
    5%
  2. #2
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  3. #3
    Robinhood
    3% flat-rate cashback
    3%
  4. #4
    American Express
    2% flat-rate cashback
    2%
  5. #5
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  6. #6
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  7. #7
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  8. #8
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  9. #9
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  10. #10
    PNC
    2% flat-rate cashback
    2%
  11. #11
    U.S. Bank
    2% flat-rate cashback
    2%
  12. #12
    Wells Fargo
    2% flat-rate cashback
    2%
  13. #13
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated July 9, 2026