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20 cards ranked

Best credit card to use at Mustela.

Online ShoppingDrugstore

Mustela is a French baby-skincare brand whose gentle cleansers, diaper creams, and maternity oils have been pediatrician-office staples for decades. US orders ship from mustelausa.com and code as online retail, though the same products sit on drugstore and Target shelves.

Picks without a tag earn at Mustela both in-store and online. Watch for theOnline onlytag — those bonuses only apply on mustelausa.com.

  1. #1
    Discover
    5% on drugstores this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  2. #2
    Discover
    5% on drugstores this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  3. #3
    Discover
    5% on drugstores this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  4. #4
    NHL Discover itthis quarter
    Discover
    5% on drugstores this quarter (Q3 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  5. #5
    Comenity Capital Bank
    3% on drugstores
    Pharmacy purchases
    3%
  6. #6
    Bank of America Cash Rewards SecuredOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  7. #7
    Bank of America Customized Cash RewardsOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  8. #8
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  9. #9
    Chase
    3% on drugstores
    3%
  10. #10
    Chase
    3% on drugstores
    3%
  11. #11
    Venmo Credit Cardif it’s your top category
    Synchrony
    3% on drugstores if it's your top eligible spend category that cycle
    Automatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.
    3%
  12. #12
    Robinhood
    3% flat-rate cashback
    3%
  13. #13
    American Express
    4x points on online shopping
    Eligible U.S. online retail purchases
    2.0%4x points
  14. #14
    American Express
    2% flat-rate cashback
    2%
  15. #15
    Capital One
    2% flat-rate cashback
    2%
  16. #16
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  17. #17
    First Electronic Bank
    2% flat-rate cashback
    Tiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.
    2%
  18. #18
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  19. #19
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  20. #20
    Chase
    2% flat-rate cashback
    2.5% on purchases of $5,000 or more per transaction
    2%

Baby-care restocking is steady repeat spend: direct orders fit a Bank of America Customized Cash set to online shopping at 3 percent, while buying the same products at a drugstore instead lets a Chase Freedom Flex drugstore quarter or an everyday drugstore category card do better.

Last updated August 10, 2026