Best credit card to use at Murphy USA.

1. #1
   
   AAA Travel Advantage Visa Signature

   Comenity Capital Bank

   5% on gas (up to $7,000/year, then 1%)

   Includes EV-charging stations; $350/year cash back cap on the 5% category combined; 1% thereafter
   5%
2. #2
   
   Sam's Club Mastercard

   Synchrony

   5% on gas (up to $6,000/year, then 1%)

   Gas and EV charging worldwide, including Sam's Club stations (first $6,000/year, then 1%)
   5%
3. #3
   
   USAA Cashback Rewards Plus

   USAA

   5% on gas

   First $3,000/year
   5%
4. #4
   
   Wyndham Rewards Earner Business

   Barclays

   5x points on gas
   5.0%5x points
5. #5
   
   American Express Business Goldif it’s your top category

   American Express

   4x points on gas if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)

   Automatically on your top 2 spending categories each billing cycle from 6 eligible (U.S. advertising, U.S. electronic goods retailers and software/cloud providers, U.S. restaurants, U.S. gas stations, transit, U.S. wireless telephone service), combined cap. Flights earn 3x via AmexTravel.com.
   4.8%4x points
6. #6
   
   Costco Anywhere Visa Business by Citi

   Citi

   4% on gas (up to $7,000/year, then 1%)

   4% on eligible gas and EV charging worldwide (first $7,000/year combined, then 1%); 5% at Costco gas stations.
   4%
7. #7
   
   Costco Anywhere Visa by Citi

   Citi

   4% on gas (up to $7,000/year, then 1%)

   4% on eligible gas and EV charging worldwide (first $7,000/year combined, then 1%); 5% at Costco gas stations.
   4%
8. #8
   
   Gemini Credit

   WebBank

   4% on gas (up to $300/month, then 1%)

   Gas, EV charging, and transit combined: 4% on the first $300 in spend per month, then 1%; the cap resets on the 1st of each month
   4%
9. #9
   
   PNC Cash Rewards

   PNC

   4% on gas (up to $8,000/year, then 1%)

   $8,000 combined annual cap with dining and groceries; 1% thereafter
   4%
10. #10
    
    US Bank Altitude Connect

    U.S. Bank

    4x points on gas (up to $1,000/quarter, then 1%)

    Includes EV charging stations
    4.0%4x points
11. #11
    
    World of Hyatt Businessif it’s your top category

    Chase

    2x points on gas if it's your top eligible spend category that cycle

    Automatically 2x total in your top three spend categories each calendar quarter, from dining, shipping, airline tickets bought directly with the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet/cable/phone services
    4.0%2x points
12. #12
    
    Chase Sapphire Preferred

    Chase

    3x points on gas

    Gas and EV charging
    3.8%3x points
13. #13
    
    Wells Fargo Choice Privileges Select Mastercard

    Wells Fargo

    5x points on gas
    3.5%5x points
14. #14
    
    AAA Daily Advantage Visa Signature

    Comenity Capital Bank

    3% on gas (up to $16,666/year, then 1%)

    Includes EV-charging stations; combined $500/year cash back cap with groceries and wholesale clubs; 1% thereafter
    3%
15. #15
    
    AT&T Points Plus from Citi

    Citi

    3x points on gas

    Includes EV charging stations
    3.0%3x points
16. #16
    
    Blue Cash Everyday

    American Express

    3% on gas (up to $6,000/year, then 1%)

    U.S. gas stations
    3%
17. #17
    
    Blue Cash Preferred

    American Express

    3% on gas

    U.S. gas stations
    3%
18. #18
    
    Citi Strata

    Citi

    3x points on gas

    Includes EV charging stations
    3.0%3x points
19. #19
    
    Citi Strata Premier

    Citi

    3x points on gas

    Includes EV charging stations
    3.0%3x points
20. #20
    
    Disney Inspire Visa

    Chase

    3% on gas
    3%

Last updated September 14, 2026