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12 cards ranked

Best credit card to use at Michael Kors.

Department StoreOnline Shopping

Michael Kors is the flagship accessible luxury brand under Capri Holdings, which also owns Versace and Jimmy Choo. The U.S. footprint includes hundreds of Lifestyle and outlet stores plus michaelkors.com selling handbags, watches, footwear, and ready to wear. Direct purchases typically code as department store in person and online shopping for web orders, while MK bought at department stores codes under the host retailer. The free KORSVIP loyalty program stacks with credit card earnings.

Picks without a tag earn at Michael Kors both in-store and online. Watch for theOnline onlytag — those bonuses only apply on michaelkors.com.

  1. #1
    U.S. Bank
    5% on department stores if you select it as a bonus category (up to $2,000/quarter, then 1%)
    Choose 2 categories each quarter, up to $2,000 combined
    5%
  2. #2
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  3. #3
    American Express
    4x points on online shopping
    U.S. online retail purchases
    2.0%4x points
  4. #4
    Robinhood
    3% flat-rate cashback
    3%
  5. #5
    American Express
    2% flat-rate cashback
    2%
  6. #6
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  7. #7
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  8. #8
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  9. #9
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  10. #10
    U.S. Bank
    2% flat-rate cashback
    2%
  11. #11
    Wells Fargo
    2% flat-rate cashback
    2%
  12. #12
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated May 17, 2026