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12 cards ranked

Best credit card to use at Lush.

Department StoreOnline Shopping

Lush Fresh Handmade Cosmetics is a British beauty brand best known for bath bombs, shampoo bars, and packaging-light skincare. The U.S. footprint covers about 200 mall and street-front stores plus lushusa.com. Direct purchases typically code as department store in person and online shopping for web orders, while the free Lush Rewards program offers points and member perks that stack with credit card earnings. Lush does not run a U.S. branded credit card.

Picks without a tag earn at Lush both in-store and online. Watch for theOnline onlytag — those bonuses only apply on lushusa.com.

  1. #1
    U.S. Bank
    5% on department stores if you select it as a bonus category (up to $2,000/quarter, then 1%)
    Choose 2 categories each quarter, up to $2,000 combined
    5%
  2. #2
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  3. #3
    American Express
    4x points on online shopping
    U.S. online retail purchases
    2.0%4x points
  4. #4
    Robinhood
    3% flat-rate cashback
    3%
  5. #5
    American Express
    2% flat-rate cashback
    2%
  6. #6
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  7. #7
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  8. #8
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  9. #9
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  10. #10
    U.S. Bank
    2% flat-rate cashback
    2%
  11. #11
    Wells Fargo
    2% flat-rate cashback
    2%
  12. #12
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated May 17, 2026