12 cards ranked
Best credit card to use at Lush.
Department StoreOnline Shopping
Lush Fresh Handmade Cosmetics is a British beauty brand best known for bath bombs, shampoo bars, and packaging-light skincare. The U.S. footprint covers about 200 mall and street-front stores plus lushusa.com. Direct purchases typically code as department store in person and online shopping for web orders, while the free Lush Rewards program offers points and member perks that stack with credit card earnings. Lush does not run a U.S. branded credit card.
Picks without a tag earn at Lush both in-store and online. Watch for theOnline onlytag — those bonuses only apply on lushusa.com.
- #1US Bank Cash+ Visa Signatureif you select itU.S. Bank5% on department stores if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #2Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #3Hilton Honors American Express SurpassOnline onlyAmerican Express4x points on online shoppingU.S. online retail purchases2.0%4x points
- #43%
- #52%
- #62%
- #7First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #8Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #9American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #102%
- #112%
- #122%
Last updated May 17, 2026