Best credit card to use at Kohl's.

Department StoreOnline Shopping

Kohl's is a mid-tier department store with about 1,150 stores and an aggressive Kohl's Cash rewards program. Most regular shoppers stack manufacturer sales, Kohl's coupons, and Kohl's Cash, so card cashback is the smallest of several layers. The Kohl's Card (issued by Capital One) gives in-house discounts but no MasterCard/Visa-network rewards. For most shoppers, a department-store-bonus general-purpose card is the right answer.

Picks without a tag earn at Kohl's both in-store and online. Watch for theOnline onlytag — those bonuses only apply on kohls.com.

#1
U.S. Bank Cash+ Visa Signatureif you select it
U.S. Bank
5% on department stores if you select it as a bonus category (up to $2,000/quarter, then 1%)
Choose 2 categories each quarter, up to $2,000 combined
5%
#2
Blue Cash EverydayOnline only
American Express
3% on online shopping (up to $6,000/year, then 1%)
U.S. online retail purchases
3%
#3
Hilton Honors American Express SurpassOnline only
American Express
4x points on online shopping
U.S. online retail purchases
2.0%4x points
#4
Robinhood Gold
Robinhood
3% flat-rate cashback
3%
#5
Blue Business Cash from American Express
American Express
2% flat-rate cashback
2%
#6
Citi Double Cash
Citi
2% flat-rate cashback
1% when you buy, 1% when you pay
2%
#7
Coinbase One
First Electronic Bank
2% flat-rate cashback
Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
2%
#8
Fidelity Rewards Visa Signature
Elan Financial Services
2% flat-rate cashback
When deposited into an eligible Fidelity account
2%
#9
Graphite Business Cash Unlimited
American Express
2% flat-rate cashback
Unlimited 2% cash back on eligible purchases
2%
#10
Smartly Visa Signature
U.S. Bank
2% flat-rate cashback
2%

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