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13 cards ranked

Best credit card to use at Jo Malone London.

Department StoreOnline Shopping

Jo Malone London is a British luxury fragrance and scented-home brand owned by The Estee Lauder Companies, known for its layerable colognes, candles, and bath lines and sold through its own boutiques, jomalone.com, and prestige department stores such as Nordstrom, Bloomingdale's, and Saks. A purchase direct from the website or a Jo Malone boutique typically codes as online shopping or a department store, while the same bottle bought inside a larger department store can instead lean on that retailer's category bonus if one applies. There is no Jo Malone co-brand credit card, so shoppers get the most value from a card with a strong online shopping multiplier or a selectable department store category, and because fragrance restocks are small purchases a flat-rate cashback card works well too.

Picks without a tag earn at Jo Malone London both in-store and online. Watch for theOnline onlytag — those bonuses only apply on jomalone.com.

  1. #1
    U.S. Bank
    5% on department stores if you select it as a bonus category (up to $2,000/quarter, then 1%)
    Choose 2 categories each quarter, up to $2,000 combined
    5%
  2. #2
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  3. #3
    Robinhood
    3% flat-rate cashback
    3%
  4. #4
    American Express
    2% flat-rate cashback
    2%
  5. #5
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  6. #6
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  7. #7
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  8. #8
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  9. #9
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  10. #10
    PNC
    2% flat-rate cashback
    2%
  11. #11
    U.S. Bank
    2% flat-rate cashback
    2%
  12. #12
    Wells Fargo
    2% flat-rate cashback
    2%
  13. #13
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated July 10, 2026