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20 cards ranked

Best credit card to use at Cumberland Farms.

Gas

Cumberland Farms is a Northeast U.S. convenience and gas chain with about 600 stores across New England, New York, Florida, and parts of the Mid-Atlantic, now operated by EG Group. Fuel at Cumberland Farms pumps codes as gas, so any gas category bonus card will earn its multiplier. The chain's signature SmartPay program is an ACH-linked debit option offering a flat 10 cents per gallon discount, which generally beats most credit-card gas rewards in absolute cents-per-gallon terms but does not earn credit card points.

  1. #1
    Barclays
    8x points on gas
    8.0%8x points
  2. #2
    Comenity Capital Bank
    5% on gas (up to $7,000/year, then 1%)
    Includes EV-charging stations; $350/year cash back cap on the 5% category combined; 1% thereafter
    5%
  3. #3
    Citi Custom Cashif it’s your top category
    Citi
    5% on gas if it's your top eligible spend category that cycle (up to $500/month, then 1%)
    Automatically on your top eligible spend category each billing cycle
    5%
  4. #4
    Citi
    5% on gas
    5% at Costco gas stations. 4% on other eligible gas and EV charging worldwide, first $7,000/year combined.
    5%
  5. #5
    USAA
    5% on gas
    First $3,000/year
    5%
  6. #6
    5.0%5x points
  7. #7
    American Express Business Goldif it’s your top category
    American Express
    4x points on gas if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)
    Automatically on your top 2 spending categories each billing cycle from 6 eligible (airfare, U.S. advertising, U.S. gas, U.S. restaurants, U.S. computer/cloud, transit) — combined cap
    4.8%4x points
  8. #8
    Citi
    4% on gas
    On eligible gas and EV charging worldwide, first $7,000/year combined
    4%
  9. #9
    WebBank
    4% on gas
    First $300/month on gas and EV charging
    4%
  10. #10
    Comenity Capital Bank
    3% on gas (up to $16,666/year, then 1%)
    Includes EV-charging stations; combined $500/year cash back cap with groceries and wholesale clubs; 1% thereafter
    3%
  11. #11
    Citi
    3x points on gas
    Includes EV charging stations
    3.0%3x points
  12. #12
    American Express
    3% on gas (up to $6,000/year, then 1%)
    U.S. gas stations
    3%
  13. #13
    American Express
    3% on gas
    U.S. gas stations
    3%
  14. #14
    Citi
    3x points on gas
    Includes EV charging stations
    3.0%3x points
  15. #15
    Citi
    3x points on gas
    Includes EV charging stations
    3.0%3x points
  16. #16
    Chase
    3% on gas
    3%
  17. #17
    American Express
    6x points on gas
    U.S. gas stations
    3.0%6x points
  18. #18
    U.S. Bank
    3% on gas if you select it as a bonus category
    Choose 1 everyday category each quarter, up to $1,500
    3%
  19. #19
    Venmo Credit Cardif it’s your top category
    Synchrony
    3% on gas if it's your top eligible spend category that cycle
    Automatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.
    3%
  20. #20
    Wells Fargo
    3x points on gas
    3.0%3x points

Last updated May 17, 2026