12 cards ranked
Best credit card to use at Carhartt.
Department StoreOnline Shopping
Carhartt is a private, family-owned workwear brand based in Dearborn, Michigan, with about 30 company stores plus wide distribution through Tractor Supply, farm and ranch retailers, and carhartt.com. Most cards code direct purchases at company stores or the website as department store or online shopping, while buying Carhartt at a tractor or farm supply retailer typically codes under that merchant's category. There is no Carhartt branded credit card today.
Picks without a tag earn at Carhartt both in-store and online. Watch for theOnline onlytag — those bonuses only apply on carhartt.com.
- #1US Bank Cash+ Visa Signatureif you select itU.S. Bank5% on department stores if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #2Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #3Hilton Honors American Express SurpassOnline onlyAmerican Express4x points on online shoppingU.S. online retail purchases2.0%4x points
- #43%
- #52%
- #62%
- #7First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #8Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #9American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #102%
- #112%
- #122%
Last updated May 17, 2026