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16 cards ranked

Best credit card to use at Amazon.

AmazonOnline Shopping

Amazon.com is the dominant U.S. online retailer and a category unto itself in many credit-card rewards programs. Several cards explicitly bonus on Amazon purchases (often quarterly, often tied to Prime membership), and Amazon.com always codes as online shopping for cards with that as a generic bonus category. The rule of thumb: an Amazon-specific bonus almost always beats a generic online-shopping bonus, but caps and Prime requirements can flip the math for heavy shoppers.

Picks without a tag earn at Amazon both in-store and online. Watch for theOnline onlytag — those bonuses only apply on amazon.com.

  1. #1
    U.S. Bank
    Earns 6% at Amazon
    If selected as one of your 2 quarterly retailers (up to $1,500/quarter, then 1.5%)
    6%
  2. #2
    Chase
    5% on amazon
    Amazon, Whole Foods Market, Shopbop, Chase Travel (Prime members); 3% without Prime
    5%
  3. #3
    Amazon StoreOnline only
    Synchrony
    5% on amazon
    Amazon and Whole Foods Market (In-Store Code required) with an eligible Prime membership; no 5% without Prime
    5%
  4. #4
    Chase Freedom FlexOnline onlythis quarter
    Chase
    5% on amazon this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Q2 2026: Amazon, Chase Travel, and donations to Feeding America
    5%
  5. #5
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  6. #6
    Robinhood
    3% flat-rate cashback
    3%
  7. #7
    American Express
    2% flat-rate cashback
    2%
  8. #8
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  9. #9
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  10. #10
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  11. #11
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  12. #12
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  13. #13
    PNC
    2% flat-rate cashback
    2%
  14. #14
    U.S. Bank
    2% flat-rate cashback
    2%
  15. #15
    Wells Fargo
    2% flat-rate cashback
    2%
  16. #16
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated May 17, 2026