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19 cards ranked

Best credit card to use at Amazon.

AmazonOnline Shopping

Amazon.com is the dominant U.S. online retailer and a category unto itself in many credit-card rewards programs. Several cards explicitly bonus on Amazon purchases (often quarterly, often tied to Prime membership), and Amazon.com always codes as online shopping for cards with that as a generic bonus category. The rule of thumb: an Amazon-specific bonus almost always beats a generic online-shopping bonus, but caps and Prime requirements can flip the math for heavy shoppers.

Credits & perks at Amazon

These cards include a statement credit, rebate, or complimentary membership you can use at Amazon, on top of whatever you earn on the purchase. Weigh these alongside the ranked picks below.

Picks without a tag earn at Amazon both in-store and online. Watch for theOnline onlytag — those bonuses only apply on amazon.com.

  1. #1
    Amazon Prime Rewards Visa SignatureOnline only
    Chase
    5% on amazon
    Amazon, Whole Foods Market, Shopbop (Prime members); 3% without Prime
    5%
  2. #2
    Amazon StoreOnline only
    Synchrony
    5% on amazon
    Amazon and Whole Foods Market (In-Store Code required) with an eligible Prime membership; no 5% without Prime
    5%
  3. #3
    Bank of America Cash Rewards SecuredOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  4. #4
    Bank of America Customized Cash RewardsOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  5. #5
    Blue Cash EverydayOnline only
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  6. #6
    Robinhood Gold
    Robinhood
    3% flat-rate cashback
    3%
  7. #7
    Hilton Honors American Express SurpassOnline only
    American Express
    4x points on online shopping
    Eligible U.S. online retail purchases
    2.0%4x points
  8. #8
    Blue Business Cash from American Express
    American Express
    2% flat-rate cashback
    2%
  9. #9
    Citi Double Cash
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  10. #10
    Coinbase One
    First Electronic Bank
    2% flat-rate cashback
    Tiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.
    2%
  11. #11
    Fidelity Rewards Visa Signature
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  12. #12
    Graphite Business Cash Unlimited
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  13. #13
    Ink Business Premier
    Chase
    2% flat-rate cashback
    2.5% on purchases of $5,000 or more per transaction
    2%
  14. #14
    Intuit Business
    WebBank
    2% flat-rate cashback
    2%
  15. #15
    Navy Federal cashRewards Plus
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  16. #16
    PNC Cash Unlimited
    PNC
    2% flat-rate cashback
    2%
  17. #17
    Smartly Visa Signature
    U.S. Bank
    2% flat-rate cashback
    2%
  18. #18
    Wells Fargo Active Cash
    Wells Fargo
    2% flat-rate cashback
    2%
  19. #19
    Wells Fargo Signify Business Cash
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated July 28, 2026

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