Best credit card to use at Amazon.
AmazonOnline Shopping
Amazon.com is the dominant U.S. online retailer and a category unto itself in many credit-card rewards programs. Several cards explicitly bonus on Amazon purchases (often quarterly, often tied to Prime membership), and Amazon.com always codes as online shopping for cards with that as a generic bonus category. The rule of thumb: an Amazon-specific bonus almost always beats a generic online-shopping bonus, but caps and Prime requirements can flip the math for heavy shoppers.
Picks without a tag earn at Amazon both in-store and online. Watch for theOnline onlytag — those bonuses only apply on amazon.com.
- #1U.S. BankEarns 6% at AmazonIf selected as one of your 2 quarterly retailers (up to $1,500/quarter, then 1.5%)6%
- #2Amazon Prime Rewards Visa SignatureOnline onlyChase5% on amazonAmazon, Whole Foods Market, Shopbop, Chase Travel (Prime members); 3% without Prime5%
- #3Chase5% on amazon this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Q2 2026: Amazon, Chase Travel, and donations to Feeding America5%
- #4U.S. Bank5% on online shopping if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #5Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #6Hilton Honors American Express SurpassOnline onlyAmerican Express4x points on online shoppingU.S. online retail purchases2.0%4x points
- #73%
- #82%
- #92%
- #10First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%