12 cards ranked
Best credit card to use at 24 Hour Fitness.
Gyms Fitness
24 Hour Fitness is known for round-the-clock access at many of its clubs, with tiered memberships covering different location bundles. Gym dues are almost never a bonus category, so they usually earn your card's base rate, making a card that offers a fitness or wellness credit the most practical route to extra value.
- #1US Bank Cash+ Visa Signatureif you select itU.S. Bank5% on gyms fitness if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #23%
- #32%
- #42%
- #5First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #6Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #7American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #8Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
- #92%
- #102%
- #112%
- #122%
Last updated June 30, 2026