Best credit card to use at Tire Rack.
Tire Rack is a direct-to-consumer online tire retailer that ships tires to a nearby installer in its recommended installer network. The company carries an extensive selection of passenger, performance, winter, and truck tires plus wheels and performance brake components. Most credit card networks code Tire Rack as online shopping or auto parts rather than as a dedicated bonus category.
Picks without a tag earn at Tire Rack both in-store and online. Watch for theOnline onlytag — those bonuses only apply on tirerack.com.
- #1Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #2Hilton Honors American Express SurpassOnline onlyAmerican Express4x points on online shoppingU.S. online retail purchases2.0%4x points
- #33%
- #42%
- #52%
- #6First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #7Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #8American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #92%
- #102%
- #112%
Cards with online shopping bonuses fit Tire Rack purchases well. Bank of America Customized Cash and U.S. Bank Cash+ can earn 3 to 5 percent when online shopping is selected, and Chase Freedom Flex rotates online shopping in some quarters. Tire Rack also occasionally appears in shopping portals like Rakuten with cash back that stacks on top of credit card rewards.
Last updated May 17, 2026