Skip to main content
11 cards ranked

Best credit card to use at The RealReal.

Online Shopping

The RealReal is an authenticated luxury consignment marketplace selling pre-owned designer apparel, handbags, watches, jewelry, and home goods online and through a handful of physical stores. Every item is inspected and authenticated by in-house experts before listing, which is the platform's main differentiator versus peer-to-peer resale. Purchases code as online shopping for credit card networks, so an online-shopping category bonus card will earn its multiplier. Given the higher average ticket on luxury items, 3-5x earn rates can produce meaningful rewards.

Picks without a tag earn at The RealReal both in-store and online. Watch for theOnline onlytag — those bonuses only apply on therealreal.com.

  1. #1
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  2. #2
    American Express
    4x points on online shopping
    U.S. online retail purchases
    2.0%4x points
  3. #3
    Robinhood
    3% flat-rate cashback
    3%
  4. #4
    American Express
    2% flat-rate cashback
    2%
  5. #5
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  6. #6
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  7. #7
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  8. #8
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  9. #9
    U.S. Bank
    2% flat-rate cashback
    2%
  10. #10
    Wells Fargo
    2% flat-rate cashback
    2%
  11. #11
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated May 17, 2026