11 cards ranked
Best credit card to use at The RealReal.
Online Shopping
The RealReal is an authenticated luxury consignment marketplace selling pre-owned designer apparel, handbags, watches, jewelry, and home goods online and through a handful of physical stores. Every item is inspected and authenticated by in-house experts before listing, which is the platform's main differentiator versus peer-to-peer resale. Purchases code as online shopping for credit card networks, so an online-shopping category bonus card will earn its multiplier. Given the higher average ticket on luxury items, 3-5x earn rates can produce meaningful rewards.
Picks without a tag earn at The RealReal both in-store and online. Watch for theOnline onlytag — those bonuses only apply on therealreal.com.
- #1Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #2Hilton Honors American Express SurpassOnline onlyAmerican Express4x points on online shoppingU.S. online retail purchases2.0%4x points
- #33%
- #42%
- #52%
- #6First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #7Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #8American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #92%
- #102%
- #112%
Last updated May 17, 2026