12 cards ranked
Best credit card to use at Tatcha.
Online Shopping
Tatcha is a Japanese-inspired skincare brand built around ingredients like green tea and rice bran, sold direct online as well as through Sephora and department store beauty counters, and owned by Unilever since 2019. There is no Tatcha co-brand credit card. Purchases made directly at tatcha.com are best matched to a card with a strong online shopping bonus, while buying through Sephora or a department store may instead earn under that retailer's own bonus category.
Picks without a tag earn at Tatcha both in-store and online. Watch for theOnline onlytag — those bonuses only apply on tatcha.com.
- #1Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #23%
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- #42%
- #5First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #6Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #7American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #8Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
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- #122%
Last updated July 9, 2026