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11 cards ranked

Best credit card to use at Take 5 Oil Change.

Online Shopping

Take 5 Oil Change is a drive-through oil change chain operated by Driven Brands, with over 1,000 U.S. locations. Drivers stay in the car while technicians complete the oil change in about five to ten minutes. Most card networks code Take 5 as auto services rather than as a dedicated bonus category, which puts the chain outside most rotating and selectable bonus rewards.

Picks without a tag earn at Take 5 Oil Change both in-store and online. Watch for theOnline onlytag — those bonuses only apply on take5oilchange.com.

  1. #1
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  2. #2
    American Express
    4x points on online shopping
    U.S. online retail purchases
    2.0%4x points
  3. #3
    Robinhood
    3% flat-rate cashback
    3%
  4. #4
    American Express
    2% flat-rate cashback
    2%
  5. #5
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  6. #6
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  7. #7
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  8. #8
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  9. #9
    U.S. Bank
    2% flat-rate cashback
    2%
  10. #10
    Wells Fargo
    2% flat-rate cashback
    2%
  11. #11
    Wells Fargo
    2% flat-rate cashback
    2%

For cardholders who want elevated rewards on routine maintenance, Citi Custom Cash can pay 5 percent if auto services is the top eligible spending category in a given month. Otherwise, a flat-rate card like the Citi Double Cash, Wells Fargo Active Cash, or PayPal Cashback Mastercard delivers consistent 2 percent on every Take 5 visit.

Last updated May 17, 2026