Best credit card to use at Sephora.
Online Shopping
Sephora is the largest U.S. beauty specialty retailer at about 600 stores, plus a separate shop-in-shop presence inside Kohl's. Beauty doesn't have its own reward category on most general-purpose cards, so in-store purchases at Sephora typically fall back to a flat-rate cashback card. Online purchases at sephora.com code as online shopping. Sephora's own Beauty Insider points layer on top of card cashback.
Picks without a tag earn at Sephora both in-store and online. Watch for theOnline onlytag — those bonuses only apply on sephora.com.
- #1U.S. Bank5% on online shopping if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #2Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #3Hilton Honors American Express SurpassOnline onlyAmerican Express4x points on online shoppingU.S. online retail purchases2.0%4x points
- #43%
- #52%
- #62%
- #7First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #8Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #9American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #102%