Best credit card to use at Ria Money Transfer.
Ria Money Transfer is one of the largest international remittance networks, moving money to more than 190 countries through a mix of physical agent locations, retail partners, and a direct app and website. It's owned by Euronet Worldwide and competes head to head with Western Union and MoneyGram on cross-border transfers, bill pay, and mobile top-ups. There is no Ria co-brand credit card, so the practical move is a flat-rate cashback card for the transfer fee itself, though shoppers should confirm with their card issuer whether a money transfer service is coded as a purchase or a cash advance before relying on it for rewards.
Picks without a tag earn at Ria Money Transfer both in-store and online. Watch for theOnline onlytag — those bonuses only apply on riamoneytransfer.com.
- #1Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #23%
- #32%
- #42%
- #5First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #6Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #7American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #8Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
- #92%
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- #122%
Last updated July 9, 2026