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20 cards ranked

Best credit card to use at Only Natural Pet.

Pet SuppliesOnline Shopping

Only Natural Pet sells holistic pet food, supplements, and flea-and-tick alternatives from onlynaturalpet.com, with autoship discounts on the raw and freeze-dried lines it is known for. Orders code as pet supplies or online retail depending on the processor.

Picks without a tag earn at Only Natural Pet both in-store and online. Watch for theOnline onlytag — those bonuses only apply on onlynaturalpet.com.

  1. #1
    Bank of America Cash Rewards SecuredOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  2. #2
    Bank of America Customized Cash RewardsOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  3. #3
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  4. #4
    Citi Strataif you select it
    Citi
    3x points on pet supplies if you select it as a bonus category
    3x on one eligible self-select category of your choice: Select Streaming Services (the default), Fitness Clubs, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores. Changeable once per calendar quarter.
    3.0%3x points
  5. #5
    Robinhood
    3% flat-rate cashback
    3%
  6. #6
    American Express
    4x points on online shopping
    Eligible U.S. online retail purchases
    2.0%4x points
  7. #7
    American Express
    2% flat-rate cashback
    2%
  8. #8
    Capital One
    2% flat-rate cashback
    2%
  9. #9
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  10. #10
    First Electronic Bank
    2% flat-rate cashback
    Tiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.
    2%
  11. #11
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  12. #12
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  13. #13
    Chase
    2% flat-rate cashback
    2.5% on purchases of $5,000 or more per transaction
    2%
  14. #14
    WebBank
    2% flat-rate cashback
    2%
  15. #15
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  16. #16
    PNC
    2% flat-rate cashback
    2%
  17. #17
    U.S. Bank
    2% flat-rate cashback
    2%
  18. #18
    TD Bank
    2% flat-rate cashback
    Earns 2 points per dollar; 1 point is worth 1 cent, with a 2,500 point minimum to redeem as a statement credit or a deposit to a TD checking or savings account
    2%
  19. #19
    Wells Fargo
    2% flat-rate cashback
    2%
  20. #20
    Wells Fargo
    2% flat-rate cashback
    2%

Recurring autoship food orders are ideal for a card with a pet or online category: U.S. Bank Cash+ can take 5 percent with the right selection when charges classify under pet supplies, and Customized Cash online shopping covers the rest at 3 percent.

Last updated August 10, 2026