Best credit card to use at Old Navy.
Online Shopping
Old Navy is Gap, Inc.'s value-priced apparel banner with about 1,200 U.S. stores and a strong online catalog. Apparel doesn't have a dedicated reward category on most general-purpose credit cards, so card choice usually comes down to whether you're shopping online (where online-shopping bonuses apply) or in-store (where you're typically falling back to a strong flat-rate cashback card).
Picks without a tag earn at Old Navy both in-store and online. Watch for theOnline onlytag — those bonuses only apply on oldnavy.gap.com.
- #1U.S. Bank5% on online shopping if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #2Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #3Hilton Honors American Express SurpassOnline onlyAmerican Express4x points on online shoppingU.S. online retail purchases2.0%4x points
- #43%
- #52%
- #62%
- #7First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #8Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #9American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #102%