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11 cards ranked

Best credit card to use at NAPA Auto Parts.

Online Shopping

NAPA Auto Parts is one of the largest independent auto parts networks in North America, with roughly 6,000 U.S. stores operated by independent jobbers and Genuine Parts Company. NAPA carries replacement parts, batteries, tools, and chemicals for DIY drivers and professional repair shops. Auto parts purchases typically code as general retail rather than triggering a dedicated bonus category.

Picks without a tag earn at NAPA Auto Parts both in-store and online. Watch for theOnline onlytag — those bonuses only apply on napaonline.com.

  1. #1
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  2. #2
    American Express
    4x points on online shopping
    U.S. online retail purchases
    2.0%4x points
  3. #3
    Robinhood
    3% flat-rate cashback
    3%
  4. #4
    American Express
    2% flat-rate cashback
    2%
  5. #5
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  6. #6
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  7. #7
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  8. #8
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  9. #9
    U.S. Bank
    2% flat-rate cashback
    2%
  10. #10
    Wells Fargo
    2% flat-rate cashback
    2%
  11. #11
    Wells Fargo
    2% flat-rate cashback
    2%

Cards with selectable cash back categories can sometimes treat NAPA as an auto category, with Citi Custom Cash and Bank of America Customized Cash both rewarding the top-spend or selected category. Online orders through napaonline.com may also qualify for online shopping bonuses on the Chase Freedom Flex when that category rotates in.

Last updated May 17, 2026