Best credit card to use at Naked Wines.
Naked Wines is a direct-to-consumer wine retailer built around funding independent winemakers, where members pay a monthly deposit toward future bottle purchases at member-only pricing. It ships wine straight to customers' doors in states where that's legal, positioning itself against traditional wine shops and big-box wine sections. There's no Naked Wines credit card, and grocery or dining category cards typically don't cover wine-club shipments since these purchases usually code as online retail, so a strong online-shopping or flat-rate cashback card is the most reliable way to earn on Naked Wines orders.
Picks without a tag earn at Naked Wines both in-store and online. Watch for theOnline onlytag — those bonuses only apply on nakedwines.com.
- #1Bank of America3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #2Bank of America3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #3Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #43%
- #5Hilton Honors American Express SurpassOnline onlyAmerican Express4x points on online shoppingEligible U.S. online retail purchases2.0%4x points
- #62%
- #72%
- #82%
- #9First Electronic Bank2% flat-rate cashbackTiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.2%
- #10Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #11American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #122%
- #132%
- #14Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
- #15PenFed Credit Union2% flat-rate cashback2% with PenFed Honors Advantage (current or former military, or a PenFed Access America checking account); 1.5% otherwise2%
- #162%
- #172%
- #18TD Bank2% flat-rate cashbackEarns 2 points per dollar; 1 point is worth 1 cent, with a 2,500 point minimum to redeem as a statement credit or a deposit to a TD checking or savings account2%
- #192%
- #202%
Last updated August 10, 2026