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12 cards ranked

Best credit card to use at Milk Makeup.

Online Shopping

Milk Makeup is a cosmetics brand known for multi-use, skin-forward products like its cream sticks and Hydro Grip primer, marketed toward a younger, low-maintenance beauty audience. The brand originated inside the Milk Studios photography and events company before spinning out and is now owned by e.l.f. Beauty. There is no Milk Makeup co-brand credit card, so a card that rewards online shopping is the better fit for a direct purchase, or a flat-rate cashback card for everyday simplicity.

Picks without a tag earn at Milk Makeup both in-store and online. Watch for theOnline onlytag — those bonuses only apply on milkmakeup.com.

  1. #1
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  2. #2
    Robinhood
    3% flat-rate cashback
    3%
  3. #3
    American Express
    2% flat-rate cashback
    2%
  4. #4
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  5. #5
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  6. #6
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  7. #7
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  8. #8
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  9. #9
    PNC
    2% flat-rate cashback
    2%
  10. #10
    U.S. Bank
    2% flat-rate cashback
    2%
  11. #11
    Wells Fargo
    2% flat-rate cashback
    2%
  12. #12
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated July 9, 2026