Best credit card to use at Marshall.

1. #1
   
   US Bank Cash+ Visa Signatureif you select it

   U.S. Bank

   5% on electronics stores if you select it as a bonus category (up to $2,000/quarter, then 1%)

   Choose 2 categories each quarter, up to $2,000 combined
   5%
2. #2
   
   American Express Business Goldif it’s your top category

   American Express

   4x points on electronics stores if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)

   Automatically on your top 2 spending categories each billing cycle from 6 eligible (U.S. advertising, U.S. electronic goods retailers and software/cloud providers, U.S. restaurants, U.S. gas stations, transit, U.S. wireless telephone service), combined cap. Flights earn 3x via AmexTravel.com.
   4.8%4x points
3. #3
   
   Robinhood Gold

   Robinhood

   3% flat-rate cashback
   3%
4. #4
   
   The Business Platinum Card

   American Express

   2x points on electronics stores (up to $2,000,000/year, then 1%)

   U.S. electronic goods retailers and software and cloud system providers; up to $2 million per calendar year across all 2x purchases, then 1x
   2.4%2x points
5. #5
   
   Blue Business Cash from American Express

   American Express

   2% flat-rate cashback
   2%
6. #6
   
   Capital One Spark Cash Plus

   Capital One

   2% flat-rate cashback
   2%
7. #7
   
   Citi Double Cash

   Citi

   2% flat-rate cashback

   1% when you buy, 1% when you pay
   2%
8. #8
   
   Coinbase One

   First Electronic Bank

   2% flat-rate cashback

   Tiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.
   2%
9. #9
   
   Fidelity Rewards Visa Signature

   Elan Financial Services

   2% flat-rate cashback

   When deposited into an eligible Fidelity account
   2%
10. #10
    
    Graphite Business Cash Unlimited

    American Express

    2% flat-rate cashback

    Unlimited 2% cash back on eligible purchases
    2%
11. #11
    
    Ink Business Premier

    Chase

    2% flat-rate cashback

    2.5% on purchases of $5,000 or more per transaction
    2%
12. #12
    
    Intuit Business

    WebBank

    2% flat-rate cashback
    2%
13. #13
    
    Navy Federal cashRewards Plus

    Navy Federal

    2% flat-rate cashback

    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
14. #14
    
    PenFed Power Cash Rewards Visa Signature

    PenFed Credit Union

    2% flat-rate cashback

    2% with PenFed Honors Advantage (current or former military, or a PenFed Access America checking account); 1.5% otherwise
    2%
15. #15
    
    PNC Cash Unlimited

    PNC

    2% flat-rate cashback
    2%
16. #16
    
    Smartly Visa Signature

    U.S. Bank

    2% flat-rate cashback
    2%
17. #17
    
    TD Double Up

    TD Bank

    2% flat-rate cashback

    Earns 2 points per dollar; 1 point is worth 1 cent, with a 2,500 point minimum to redeem as a statement credit or a deposit to a TD checking or savings account
    2%
18. #18
    
    Truist Business Premium

    Truist

    2% flat-rate cashback
    2%
19. #19
    
    US Bank Business Essentials

    U.S. Bank

    2% flat-rate cashback

    2.5% on the first $10,000 in eligible purchases each billing cycle with $10,000+ in qualifying U.S. Bank business checking balances (Business Essentials, Gold, Gold with Interest, or Platinum Business Checking); 2% otherwise
    2%
20. #20
    
    US Bank Business Essentials Plus

    U.S. Bank

    2% flat-rate cashback

    Up to 3.5% on $200,000 a year with qualifying U.S. Bank business checking balances: 2.5% at $15,000 to $74,999, 3% at $75,000 to $149,999, 3.5% at $150,000+ (Business Essentials, Gold, Gold with Interest, or Platinum Business Checking); 2% otherwise
    2%

There is no Marshall co-brand card, so the right play is whichever card pays most on online shopping or electronics. A rotating-category card can beat a flat-rate one when electronics or online retail comes up in the quarter, and because headphones and speakers sit at a price point where warranties matter, a card carrying extended warranty or purchase protection is worth more here than the extra point or two.

Last updated October 23, 2026