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12 cards ranked

Best credit card to use at L'Occitane.

Online Shopping

L'Occitane en Provence stocks hand creams, shea butter, and fragrances, and orders at usa.loccitane.com normally code as online shopping or general retail. The French brand runs hundreds of US boutiques plus its site, but beauty has no dedicated rewards tier. Lean on a card with strong online-shopping or flat-rate earning rather than expecting a category multiplier here.

Picks without a tag earn at L'Occitane both in-store and online. Watch for theOnline onlytag — those bonuses only apply on usa.loccitane.com.

  1. #1
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  2. #2
    Robinhood
    3% flat-rate cashback
    3%
  3. #3
    American Express
    2% flat-rate cashback
    2%
  4. #4
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  5. #5
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  6. #6
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  7. #7
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  8. #8
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  9. #9
    PNC
    2% flat-rate cashback
    2%
  10. #10
    U.S. Bank
    2% flat-rate cashback
    2%
  11. #11
    Wells Fargo
    2% flat-rate cashback
    2%
  12. #12
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated June 30, 2026