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13 cards ranked

Best credit card to use at J. Jill.

Select ClothingOnline Shopping

J. Jill is an American specialty retailer selling women's apparel positioned around relaxed, comfortable everyday styles, sold through its own stores, catalog, and jjill.com. There is no J. Jill co-brand credit card, though the retailer offers its own store loyalty and private-label financing program separate from general-purpose credit cards. Shoppers who want travel or cashback rewards on a J. Jill purchase should instead use a card that earns bonus rewards on general online or apparel shopping, or a flat-rate cashback card for simplicity.

Picks without a tag earn at J. Jill both in-store and online. Watch for theOnline onlytag — those bonuses only apply on jjill.com.

  1. #1
    US Bank Cash+ Visa Signatureif you select it
    U.S. Bank
    5% on select clothing if you select it as a bonus category (up to $2,000/quarter, then 1%)
    Choose 2 categories each quarter, up to $2,000 combined
    5%
  2. #2
    Blue Cash EverydayOnline only
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  3. #3
    Robinhood Gold
    Robinhood
    3% flat-rate cashback
    3%
  4. #4
    Blue Business Cash from American Express
    American Express
    2% flat-rate cashback
    2%
  5. #5
    Citi Double Cash
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  6. #6
    Coinbase One
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  7. #7
    Fidelity Rewards Visa Signature
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  8. #8
    Graphite Business Cash Unlimited
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  9. #9
    Navy Federal cashRewards Plus
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  10. #10
    PNC Cash Unlimited
    PNC
    2% flat-rate cashback
    2%
  11. #11
    Smartly Visa Signature
    U.S. Bank
    2% flat-rate cashback
    2%
  12. #12
    Wells Fargo Active Cash
    Wells Fargo
    2% flat-rate cashback
    2%
  13. #13
    Wells Fargo Signify Business Cash
    Wells Fargo
    2% flat-rate cashback
    2%

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Last updated July 9, 2026

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