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11 cards ranked

Best credit card to use at HSN.

Online Shopping

HSN, the Home Shopping Network, is a multichannel retailer selling via 24-hour television, hsn.com, and mobile, owned by Qurate Retail Group alongside sister brand QVC. The product mix covers beauty, fashion, jewelry, kitchen, and home goods, with a heavy emphasis on live demonstrations and host-led pitches. HSN purchases code as online shopping or general merchandise for credit card networks, so an online-shopping category bonus card will earn its multiplier. The FlexPay installment program is available at checkout against the saved card.

Picks without a tag earn at HSN both in-store and online. Watch for theOnline onlytag — those bonuses only apply on hsn.com.

  1. #1
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  2. #2
    American Express
    4x points on online shopping
    U.S. online retail purchases
    2.0%4x points
  3. #3
    Robinhood
    3% flat-rate cashback
    3%
  4. #4
    American Express
    2% flat-rate cashback
    2%
  5. #5
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  6. #6
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  7. #7
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  8. #8
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  9. #9
    U.S. Bank
    2% flat-rate cashback
    2%
  10. #10
    Wells Fargo
    2% flat-rate cashback
    2%
  11. #11
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated May 17, 2026