11 cards ranked
Best credit card to use at HSN.
Online Shopping
HSN, the Home Shopping Network, is a multichannel retailer selling via 24-hour television, hsn.com, and mobile, owned by Qurate Retail Group alongside sister brand QVC. The product mix covers beauty, fashion, jewelry, kitchen, and home goods, with a heavy emphasis on live demonstrations and host-led pitches. HSN purchases code as online shopping or general merchandise for credit card networks, so an online-shopping category bonus card will earn its multiplier. The FlexPay installment program is available at checkout against the saved card.
Picks without a tag earn at HSN both in-store and online. Watch for theOnline onlytag — those bonuses only apply on hsn.com.
- #1Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #2Hilton Honors American Express SurpassOnline onlyAmerican Express4x points on online shoppingU.S. online retail purchases2.0%4x points
- #33%
- #42%
- #52%
- #6First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #7Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #8American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #92%
- #102%
- #112%
Last updated May 17, 2026