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10 cards ranked

Best credit card to use at Hobby Lobby.

Online ShoppingDepartment Store

Hobby Lobby is a U.S. arts-and-crafts retailer with about 1,000 stores, selling fabric, home decor, art supplies, and seasonal goods. In-store charges code as department stores or specialty retail; hobbylobby.com codes as online shopping. Hobby Lobby doesn't run a loyalty program but consistently posts a 40%-off-one- item coupon that's the main rewards lever per visit. Pair with a flat-rate cashback card or department-store-bonus card.

Picks without a tag earn at Hobby Lobby both in-store and online. Watch for theOnline onlytag — those bonuses only apply on hobbylobby.com.

  1. #1
    U.S. Bank Cash+ Visa SignatureOnline onlyif you select it
    U.S. Bank
    5% on online shopping if you select it as a bonus category (up to $2,000/quarter, then 1%)
    Choose 2 categories each quarter, up to $2,000 combined
    5%
  2. #2
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  3. #3
    American Express
    4x points on online shopping
    U.S. online retail purchases
    2.0%4x points
  4. #4
    Robinhood
    3% flat-rate cashback
    3%
  5. #5
    American Express
    2% flat-rate cashback
    2%
  6. #6
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  7. #7
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  8. #8
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  9. #9
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  10. #10
    U.S. Bank
    2% flat-rate cashback
    2%