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20 cards ranked

Best credit card to use at HalloweenCostumes.com.

Online Shopping

HalloweenCostumes.com sells costumes, accessories, and decor year-round, with the overwhelming majority of its volume landing in the weeks before 31 October. Group and family costume orders can add up quickly.

Picks without a tag earn at HalloweenCostumes.com both in-store and online. Watch for theOnline onlytag — those bonuses only apply on halloweencostumes.com.

  1. #1
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  2. #2
    Robinhood
    3% flat-rate cashback
    3%
  3. #3
    Bank of America Cash Rewards SecuredOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  4. #4
    Bank of America Customized Cash RewardsOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  5. #5
    American Express
    4x points on online shopping
    Eligible U.S. online retail purchases
    2.0%4x points
  6. #6
    American Express
    2% flat-rate cashback
    2%
  7. #7
    Capital One
    2% flat-rate cashback
    2%
  8. #8
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  9. #9
    First Electronic Bank
    2% flat-rate cashback
    Tiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.
    2%
  10. #10
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  11. #11
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  12. #12
    Chase
    2% flat-rate cashback
    2.5% on purchases of $5,000 or more per transaction
    2%
  13. #13
    WebBank
    2% flat-rate cashback
    2%
  14. #14
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  15. #15
    PenFed Credit Union
    2% flat-rate cashback
    2% with PenFed Honors Advantage (current or former military, or a PenFed Access America checking account); 1.5% otherwise
    2%
  16. #16
    PNC
    2% flat-rate cashback
    2%
  17. #17
    U.S. Bank
    2% flat-rate cashback
    2%
  18. #18
    TD Bank
    2% flat-rate cashback
    Earns 2 points per dollar; 1 point is worth 1 cent, with a 2,500 point minimum to redeem as a statement credit or a deposit to a TD checking or savings account
    2%
  19. #19
    Truist
    2% flat-rate cashback
    2%
  20. #20
    U.S. Bank
    2% flat-rate cashback
    2.5% on the first $10,000 in eligible purchases each billing cycle with $10,000+ in qualifying U.S. Bank business checking balances (Business Essentials, Gold, Gold with Interest, or Platinum Business Checking); 2% otherwise
    2%

Costume orders are ordinary online retail. A card with an online shopping bonus is the best fit, and this is one of the clearer cases for a rotating-category card: several issuers put online retail or department stores in their Q4 bonus period, which lines up almost exactly with when you would be buying. Order early in the quarter if your card has a spending cap on the bonus.

Last updated October 23, 2026