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12 cards ranked

Best credit card to use at Estee Lauder.

Online Shopping

Estee Lauder is the flagship prestige beauty brand of The Estee Lauder Companies, selling skincare, makeup, and fragrance through department stores, its own boutiques, and its direct-to-consumer website, alongside sister brands like Clinique, MAC, and Bobbi Brown under the same corporate umbrella. There's no Estee Lauder co-brand credit card, so a purchase direct from esteelauder.com is best charged to a card that earns well on general online shopping, while a department store purchase can instead lean on that store's own category bonus if one applies.

Picks without a tag earn at Estee Lauder both in-store and online. Watch for theOnline onlytag — those bonuses only apply on esteelauder.com.

  1. #1
    Blue Cash EverydayOnline only
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  2. #2
    Robinhood Gold
    Robinhood
    3% flat-rate cashback
    3%
  3. #3
    Blue Business Cash from American Express
    American Express
    2% flat-rate cashback
    2%
  4. #4
    Citi Double Cash
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  5. #5
    Coinbase One
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  6. #6
    Fidelity Rewards Visa Signature
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  7. #7
    Graphite Business Cash Unlimited
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  8. #8
    Navy Federal cashRewards Plus
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  9. #9
    PNC Cash Unlimited
    PNC
    2% flat-rate cashback
    2%
  10. #10
    Smartly Visa Signature
    U.S. Bank
    2% flat-rate cashback
    2%
  11. #11
    Wells Fargo Active Cash
    Wells Fargo
    2% flat-rate cashback
    2%
  12. #12
    Wells Fargo Signify Business Cash
    Wells Fargo
    2% flat-rate cashback
    2%

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Last updated July 9, 2026

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