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13 cards ranked

Best credit card to use at DirectDeals.

Online Shopping

DirectDeals is an online retailer of discounted software licenses, computers, and IT hardware, including Microsoft and antivirus keys, sold at directdeals.com. Orders code as online shopping on the cards we track. There is no DirectDeals co-brand credit card, so the best fit is a card with a strong online shopping multiplier or a flat-rate cashback card, and a bulk software or hardware order can put meaningful spend toward a signup bonus.

Picks without a tag earn at DirectDeals both in-store and online. Watch for theOnline onlytag — those bonuses only apply on directdeals.com.

  1. #1
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  2. #2
    Robinhood
    3% flat-rate cashback
    3%
  3. #3
    Goldman Sachs
    2% flat-rate cashback
    2% Daily Cash requires paying with Apple Pay; the physical titanium card earns 1%
    2%
  4. #4
    American Express
    2% flat-rate cashback
    2%
  5. #5
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  6. #6
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  7. #7
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  8. #8
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  9. #9
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  10. #10
    PNC
    2% flat-rate cashback
    2%
  11. #11
    U.S. Bank
    2% flat-rate cashback
    2%
  12. #12
    Wells Fargo
    2% flat-rate cashback
    2%
  13. #13
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated July 14, 2026