Best credit card to use at DHgate.
DHgate is a Chinese business-to-business and business-to-consumer marketplace that connects U.S. shoppers directly with manufacturers and wholesalers across categories like electronics, apparel, home goods, and gadgets, similar in spirit to AliExpress or Alibaba's consumer arm. Prices tend to be low and shipping times longer since most goods ship from overseas sellers. There's no DHgate co-brand credit card, so the best approach is a card that earns a solid flat rate or bonus category on general online shopping, since purchases typically code as a marketplace or general merchandise transaction rather than a specific retail category.
Picks without a tag earn at DHgate both in-store and online. Watch for theOnline onlytag — those bonuses only apply on dhgate.com.
- #1Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #23%
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- #5First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #6Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #7American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #8Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
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Last updated July 9, 2026