Best credit card to use at Costco.

1. #1
   
   Costco Anywhere Visa by Citi

   Citi

   Co-branded Costco card

   Costco and Costco.com purchases only — does not earn at Sam's Club, BJ's, or other warehouse clubs
   2%
2. #2
   
   Costco Anywhere Visa Business by Citi

   Citi

   Co-branded Costco card

   Costco and Costco.com purchases only — does not earn at Sam's Club, BJ's, or other warehouse clubs
   2%
3. #3
   
   US Bank Shopper Cash Rewards

   U.S. Bank

   Earns 6% at Costco

   If selected as one of your 2 quarterly retailers (up to $1,500/quarter, then 1.5%)
   6%
4. #4
   
   AAA Daily Advantage Visa Signature

   Comenity Capital Bank

   3% on wholesale clubs (up to $16,666/year, then 1%)

   Combined $500/year cash back cap with groceries and gas/EV-charging stations; 1% thereafter
   3%
5. #5
   
   Robinhood Gold

   Robinhood

   3% flat-rate cashback
   3%
6. #6
   
   Blue Business Cash from American Express

   American Express

   2% flat-rate cashback
   2%
7. #7
   
   Citi Double Cash

   Citi

   2% flat-rate cashback

   1% when you buy, 1% when you pay
   2%
8. #8
   
   Coinbase One

   First Electronic Bank

   2% flat-rate cashback

   Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
   2%
9. #9
   
   Fidelity Rewards Visa Signature

   Elan Financial Services

   2% flat-rate cashback

   When deposited into an eligible Fidelity account
   2%
10. #10
    
    Graphite Business Cash Unlimited

    American Express

    2% flat-rate cashback

    Unlimited 2% cash back on eligible purchases
    2%
11. #11
    
    Navy Federal cashRewards Plus

    Navy Federal

    2% flat-rate cashback

    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
12. #12
    
    PNC Cash Unlimited

    PNC

    2% flat-rate cashback
    2%
13. #13
    
    Smartly Visa Signature

    U.S. Bank

    2% flat-rate cashback
    2%
14. #14
    
    Wells Fargo Active Cash

    Wells Fargo

    2% flat-rate cashback
    2%
15. #15
    
    Wells Fargo Signify Business Cash

    Wells Fargo

    2% flat-rate cashback
    2%

Last updated May 17, 2026