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Best credit card to use at BJ's Wholesale Club.

Wholesale Club

BJ's Wholesale Club is the East Coast-focused warehouse retailer with about 240 clubs and a growing online catalog. Unlike Costco and Sam's Club, BJ's accepts manufacturer coupons in addition to its own discounts, which can stack on top of card rewards. BJ's accepts all four card networks, and BJ's gas pumps code as wholesale clubs — not as gas — so a flat 5% gas card will not earn at the pump here.

  1. #1
    US Bank Shopper Cash Rewardsif you select it
    U.S. Bank
    3% on wholesale clubs if you select it as a bonus category
    Choose 1 everyday category each quarter, up to $1,500
    3%
  2. #2
    Robinhood Gold
    Robinhood
    3% flat-rate cashback
    3%
  3. #3
    Blue Business Cash from American Express
    American Express
    2% flat-rate cashback
    2%
  4. #4
    Citi Double Cash
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  5. #5
    Coinbase One
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  6. #6
    Fidelity Rewards Visa Signature
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  7. #7
    Graphite Business Cash Unlimited
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  8. #8
    Smartly Visa Signature
    U.S. Bank
    2% flat-rate cashback
    2%
  9. #9
    Wells Fargo Active Cash
    Wells Fargo
    2% flat-rate cashback
    2%
  10. #10
    Wells Fargo Signify Business Cash
    Wells Fargo
    2% flat-rate cashback
    2%
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