Best credit card to use at Chewy.
Online Shopping
Chewy is the largest dedicated U.S. online pet retailer, with autoship being the dominant purchase pattern for repeat customers. All Chewy purchases code as online shopping on every card we track. Pet-supply spend doesn't fall into a dedicated card category on most general-purpose cards, so the right answer here is whichever U.S. online retail card you carry — Blue Cash Everyday, Hilton Surpass, or a flat 2% card depending on cap considerations.
Picks without a tag earn at Chewy both in-store and online. Watch for theOnline onlytag — those bonuses only apply on chewy.com.
- #1U.S. Bank5% on online shopping if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #2Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #3Hilton Honors American Express SurpassOnline onlyAmerican Express4x points on online shoppingU.S. online retail purchases2.0%4x points
- #43%
- #52%
- #62%
- #7First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #8Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #9American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #102%