12 cards ranked
Best credit card to use at Brilliant Earth.
Online Shopping
Brilliant Earth focuses on ethically sourced and lab-grown diamonds, selling rings and fine jewelry at brilliantearth.com that code as online shopping or general retail. Because a ring is often a four or five figure purchase, the card you choose matters more than the category. Jewelry has no bonus multiplier, so a strong flat-rate or online-shopping card maximizes the reward.
Picks without a tag earn at Brilliant Earth both in-store and online. Watch for theOnline onlytag — those bonuses only apply on brilliantearth.com.
- #1Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #23%
- #32%
- #42%
- #5First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #6Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #7American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #8Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
- #92%
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- #112%
- #122%
Last updated June 30, 2026