Best credit card to use at Benefit Cosmetics.
Benefit Cosmetics is a San Francisco founded beauty brand known for brow products, mascara, and a playful, pink-branded retail presence, sold through its own boutiques, website, and major beauty retailers like Sephora and Ulta. The brand has been owned by LVMH since the early 1990s and remains one of the more recognizable names in prestige drugstore-adjacent makeup. There's no Benefit Cosmetics co-brand credit card, so a card that bonuses department store or general online shopping purchases is the better lever, and buying through a department store account can sometimes stack with that retailer's own loyalty program.
Picks without a tag earn at Benefit Cosmetics both in-store and online. Watch for theOnline onlytag — those bonuses only apply on benefitcosmetics.com.
- #1US Bank Cash+ Visa Signatureif you select itU.S. Bank5% on department stores if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #2Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #33%
- #42%
- #52%
- #6First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #7Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #8American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #9Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
- #102%
- #112%
- #122%
- #132%
Last updated July 9, 2026